Allan Henry

How To Deal With A Court Judgment On Your Credit File.

many times people will find judgments on their credit file that they are not even aware of. A judgment can be filed against you by anyone who feels you owe them money. If the court decides you are at default, then you must pay the full amount. The court w... Read >

Building Business Credit With One Powerful Tool

Let me introduce you to a very powerful tool for building corporate business credit, this tool is corporate business credit cards. These credit cards differ in respect to their credit limits, and how they are to be used in comparison to personal credit ca... Read >

Building Business Credit

Building business credit takes time to build. Even by aggressively implementing credit-building strategies, it takes six months to two years of credit building and good payments to develop a solid credit foundation. Good business credit means properly g... Read >

Business Credit Analysis

If you want to determine if you will be able to establish, build and maintain true corporate business credit for your new or existing company, very carefully consider each of the following C's to see how you would look to a potential lender looking at thi... Read >

Ten Sources Of Business Capital.

Here is a list and explanation of some of the sources of capital for a new business that require minimal or no personal credit, starting with the most common and easiest to acquire and building to the most elusive. In addition, this list is in order by th... Read >

Asset Protection From Bank Lawsuits

Should you find yourself in the course of financial difficulties, be aware that the first thing many creditors will go after is your assets. This can be very upsetting to say the least. In general many people who have gone through this feel there is littl... Read >

Your Rights Under The Fair Credit Reporting Act And The Fair And Accurate Credit Transaction Act.

The (FCRA) Fair Credit Reporting Act and Fair And Accurate Credit Transaction Act (FACTA) grants you the following rights: 1. To know the name and address of the credit-reporting agency that prepared the credit profile which was used by the lender to d... Read >

CCPA & FDCPA

Contrary to popular belief, the three major credit bureaus are not a division of the federal government. They are independent for-profit companies that operate under the regulations and restrictions of federal consumer protection laws. These laws govern p... Read >

Getting Bang for Your Buck in London

Sometimes it feels as if it costs money to breathe. Every time that we step out of the house, money is being spent. Even on the days when you set out to have an easy afternoon or a casual night you still end up dropping fifty pounds on who knows what. The... Read >

The Time Value Of Money Has Significant Effect On Credit Card Debt

The most important thing to remember about credit card debt or any other financial debt is that the longer the borrower has the use of the money borrowed the more valuable it is to her and the less valuable it is to the lender. The following information w... Read >

Eliminate Credit Card Debt With The Court System

If you are riddled with overwhelming credit card debt you are probably wondering what is the worst that can happen to you. Use your reasoning for a moment and think of a person with $30,000 (5 credit accounts) in credit card or unsecured debt. His debt p... Read >

Bankrputcy Means Test

Bankruptcy allows debtors to embark on a "fresh start" allowing debtors to shed excessive debts. The two most common forms of bankruptcy are chapter 7 and chapter 13. Most people and consumers with substantial credit card debt seek after a chapter 7 fil... Read >

Statutes Of Limitations For Debts And Judgments

The statute of limitations ("SOL") for debts is the time limit after the debt occurs for the creditor to file a lawsuit to recover the debt. This period starts when the debtor becomes delinquent. When the SOL has passed on a debt the creditor will still b... Read >

Living Below Your Means Has Several Myths

With all the savings information out there, there are several downfalls or pitfalls to pay attention to. Here are seven savings traps to avoid when you are out shopping or being a consumer. 1. Clipping coupons. Often clipping coupons will cause you to ... Read >

Discover Top Debt Settlement Secrets

In this article I will give you two great secretes that you can use in your steps to financial freedom. First, you will want to make sure you do not own anything. That is correct you read that right. If you own something in your personal name, it's unsaf... Read >